Course Overview
New York requires every licensed Mortgage Loan Originator to complete 11 hours of NMLS-approved continuing education each year to renew their license. REEDC’s NY SAFE CE course covers all the required content (including federal mortgage law, ethics, nontraditional lending, and the New York–specific hours the state mandates) so you can satisfy your full requirement in one place. Courses are delivered live over Zoom, making it easy to complete your hours before the December 31st renewal deadline.
Complete all 11 required hours with REEDC and renew your MLO license on time; no scrambling before the deadline.
Why choose REEDC for your MLO Continuing Education?
- 100,000+ Graduates Licensed and Employed
- Industry’s Most Flexible Schedule
- Classroom and Livestream via Zoom Courses Available
- Lifetime Job Placement Assistance
- Classes available in Mandarin at Select Locations (call 718-353-0062)
- Classes available in Spanish at Select Locations (call 212-967-7508)
Key Topics Covered
REEDC’s Continuing Education course covers all the topics New York requires to renew your MLO license: keeping you current on federal mortgage law, ethics, lending standards, and the state-specific rules that affect your work. Here’s a look at what you’ll cover.
- Federal Mortgage Law Updates
- Ethics, Fraud & Consumer Protection
- Fair Lending Practices
- Nontraditional Mortgage Lending
- New York State Law & Regulations
- Regulatory & Industry Updates
- Mortgage Compliance in Practice
- Elective Mortgage Topics
Average rating 4.2 based on 39 reviews
El H.
This recommendation is for Garry, one of the Property and Casualty Insurance Broker Pre-Licensing course instructors. He kept class interesting and fun and almost my whole class passed the exam the first time. He really seemed to care about his students and their comprehension of the material as opposed to just drilling the correct answers into us.
Jillian R.
At the time of writing this, I am about 75% done with my classes at REEDC and I am having such a great time that I felt compelled to write a review.
The instructor is very knowledgeable, funny and engaging. When you are there, you genuinely follow the material because it is taught so well.
Todd M.
I have just finished my course and exam here. I cannot say enough about this wonderful place! There is a great concern and devotion on the part of everyone there that your experience is positive and you are happy with your learning. Most impressive was the incredible effort put towards job placement, recruiting, and real world networking.
Jessie B.
The Property Casualty Insurance course was taught by Garry Smalley, a great instructor who engaged the class and made the whole experience worthwhile. Believe it or not, I remember laughing a few times in the class from some of the stories. I just got my license today! Passed on my first try, the course was more then enough if you are willing to study 1-2 hours a few nights a week
Paul L.
Just finished two weeks of classes, and I couldn’t be more pleased. The teacher, Greg is very impressive, having been in the field, and is a wealth of knowledge. He always has time to answer my many questions. I live in Brooklyn, and work in Manhattan, and if I don’t feel like coming into NY on weekends, I can go to their Brooklyn office, which works out well for me.
Susan M.
Our Mortgage Loan Originator CE Package
Renew your Mortgage Loan Originator license with REEDC. Enroll in our 11-hour MLO Continuing Education course:
Best Value
MLO Continuing Education Elite
$275
A value of $325+
- National: 8 Hours
- New York: 3 Hours
- Course Textbook
- NMLS Fees Covered
Helpful Links
Continuing Education Requirements
To keep your New York Mortgage Loan Originator license active, you must complete continuing education each year before renewing. There’s no exam to retake (just the required hours). To renew on time, you’ll need to:
- Hold an active New York MLO license
- Complete 11 hours of NMLS-approved Continuing Education each year (8 federal hours + 3 New York–specific hours)
- Complete your CE through an NMLS-approved provider before the December 31st renewal deadline
- Renew your license annually through your NMLS account
How Renewal Works
Renewing your MLO license is straightforward. Complete your 11 hours of Continuing Education through REEDC — delivered live over Zoom — then log into your NMLS account to submit your renewal before December 31st. We report your completed hours to NMLS, and you’ll keep a record of completion for your files.
Frequently Asked Questions
How many continuing education hours do I need to renew my MLO license?
New York requires 11 hours of NMLS-approved continuing education each year to renew your Mortgage Loan Originator license. That’s made up of 8 federal hours (covering federal mortgage law, ethics, and nontraditional lending), plus 3 hours of New York–specific content.
When is my CE due?
MLO licenses in New York expire on December 31st each year, so your continuing education must be completed before that deadline to renew on time. We recommend finishing early, since completing CE late can delay your renewal and your ability to keep originating loans.
Can I complete my CE online?
Yes. REEDC offers MLO continuing education live over Zoom, so you can complete all 11 hours on your terms.
Do I have to retake the SAFE exam to renew?
No. There’s no exam for renewal — that’s only required when you first get licensed. To renew, you simply complete your 11 hours of continuing education and submit your renewal through your NMLS account before the December 31st deadline.
What's the "successive years" rule for MLO continuing education?
NMLS rules prevent you from taking the exact same CE course content in consecutive years. REEDC’s courses are updated each year to meet current requirements, so you’ll always be taking approved, compliant content that satisfies your renewal, without running into the successive-years restriction.