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Life, Accident & Health Insurance Licensing Course

Introduction

New York Life, Accident and Health Insurance License

A Life, Accident and Health insurance agent or broker is a licensed professional who helps their clients have peace of mind when it comes to protecting their financial and personal assets. In exchange for a monthly premium, clients are provided a sense of protection against this risk. The three insurance types in this category all deal with the risks associated with health, accidents and longevity. They are all important details in the overall financial planning that clients and their families need to consider in order to make informed and effective decisions.

Life, Accident and Health insurance are critical components for guarding against financial uncertainties and planning for management of estate and retirement.

Life insurance provides protection and/or investment policies that promises to pay a designated beneficiary an agreed upon amount of money upon the death or other serious life event (i.e. terminal sickness) of the insured person. These policies are legally binding contracts between the insurance company and policyholder that detail the limitations/scope of insured events.

Accident insurance is a little more straightforward and helps clients handle the medical and out-of-pocket expenses that can add up after an accident. Generally these would cover health expenses related to this loss (i.e., emergency treatment, hospital stays, exams, deductibles, etc.), but can vary depending on the policies of the individual insurance company.

Finally, Health insurance provides insurance against incurring medical expenses and supplies with “coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.” In New York, Health Insurance Agents must be certified to sell the Affordable Care Act (ACA), otherwise known as “Obamacare.”

The Job

The Job

Life, Accident, and Health licensed agents advise their clients on the lines of life, variable annuities, accident & health and travel accident policies available that best suit their …more

Requirements

Requirements

To become a licensed New York Life, Accident and Health agent, you must complete the 40-hour pre-licensing education requirement (or 20 hours for only Life, OR 20 hours …more

Opportunity

Opportunity

Although the economy can be unpredictable, there will always be a need for the financial – and to some extent emotional – protection that solid insurance planning …more

Projected Salary: Average Salary of Licensed NYC Life Accident Health Agent: $129,000 2

Get started now. You can enroll for the Life, Accident and Health insurance agent or broker program by registering online below, or calling us at
800-547-6020.

Complete Elite
(Insurance Package)
  • 40-Hour Life, Accident & Health Licensing Course
  • All Textbook Included
  • Practice Exams
  • Job Placement Assistance
  • Expert Training by Industry Professionals
  • 96 Hour Property & Casualty Licensing Course
  • Property & Casualty State Exam Prep Class
  • Title Insurance Licensing Course
$2,000 Value
$1,500

Register for the Life, Accident and Health Course

Life, Accident & Health
Plus
  • 40-Hour Life, Accident & Health Licensing Course
  • All Textbook Included
  • Practice Exams
  • Job Placement Assistance
  • Expert Training by Industry Professionals
  • 1 Hour Coaching Session
$425 Value
$399

Register for the Life, Accident and Health Course

Life, Accident & Health
Basic
  • 40-Hour Life, Accident & Health Licensing Course
  • All Textbook Included
  • Practice Exams
  • Job Placement Assistance
  • Expert Training by Industry Professionals
$325 Value
$299

Register for the Life, Accident and Health Course

REFERENCES


1 – Source: Bureau of Labor Statistics (06/2014)

2 – Source: Indeed.com (06/2014)